Hiring a Lawyer Des Moines who specializes in chapter 13 bankruptcy law is the best thing that you can do for yourself if you would like to protect your assets. Sadly, identifying a reputable bankruptcy lawyers is not that simple. This is because there are hundreds of attorneys available in the legal field and all of them will claim to have knowledge of Chapter 13.
On the other hand, there is the cost of filing for bankruptcy. The Bankruptcy Abuse Prevention and Consumer Protection Act, has made it relatively expensive for people seeking a lasting debt solution to hire a bankruptcy attorney.
Moreover, the Bankruptcy Abuse Prevention and Consumer Protection Act includes a clause which compels all chapter 13 bankruptcy attorneys to provide certified statements which show that the application by the client is valid. Given that the attorney is exposed to a myriad of risks in the event that the client has failed to provide all the relevant information, most attorneys tend to charge exorbitant fees for their services.
So what do you need to take into consideration when searching for a reputable lawyer Des Moines to help you file for Chapter 13?
Foremost, you need to determine if the law firm you are planning to hire specializes in bankruptcy law. A good law firm ought to have 90% plus of its legal services dedicated to bankruptcy law. An attorney who specializes in bankruptcy law is more likely to be averse with the current and previous legislation thereby ensuring that you have better chances of succeeding in your application.
Experience simply denotes the number of years that the attorney has been practicing as a bankruptcy attorney. Since you are keen on getting your application accepted, look for an attorney who is already practicing as a bankruptcy lawyer and not someone who is still in internship.
Filing for Chapter 13 will enable you to retain all of your assets in addition to removing some of the liens that have been attached to some of your assets. Consequently, it is important to choose a lawyer Des Moines who will provide you with good representation.