Take Action Before the Foreclosure Process Completes and the Home Is Lost Forever

Take Action Before the Foreclosure Process Completes and the Home Is Lost Forever
A foreclosure notice from the mortgage company is a frightening piece of paper. It does not mean that the suitcases have to be packed immediately for a panic move. Over the past several years, Maryland has passed laws that will slow down the foreclosure process, so there is still time to take action and save the home. The Foreclosure Process It is usually a matter of many months from the first missed mortgage payment before someone is forced to move from their home; however, it is very important to realize, that as more time passes, the number of options available to the home owner decreases, so taking action sooner rather than later is best. If an attorney with experience in foreclosures is not consulted, the foreclosure will proceed as detailed below. The Notice of Intent to Foreclose Technically, the foreclosure process begins with the first missed mortgage payment, but usually the late payment is not reported to the credit bureaus until the payment is more than 30 days late. Mortgage companies usually begin the foreclosure process when the payments are 90 days behind. The mortgage company will send a “Notice of Intent to Foreclose”, which is a letter that details the default, the amount due to bring the loan current, payment history and contact information for the loss mitigation department. The foreclosure will be filed 45 days after the Notice of Intent. This will contain a great deal of information about the mortgage. The home owner will be served with a copy of all of the papers filed with the court. After the Foreclosure Has Been Filed The mortgage company is now required to wait 45 days after filing the foreclosure, and the homeowner has the right to ask for mediation within 25 days from the foreclosure filing; after 25 days, that right is lost. Discuss mediation with an attorney before this right expires. The Home Will Be Auctioned If nothing has been done, the home will be auctioned. A copy of the ad advertising the sale will be sent to the home owner. After the sale, it’s too late to save the home. There will be about three months after the sale before the home owner must be out. Laura Margulies & Associates LLC know the ins and outs of the foreclosure process. Whether you choose bankruptcy or mediation, she can help, so visit Law-margulies.com to schedule a free consultation to discuss your legal options before it’s too late. Join us here! Be the first to like. Like Unlike Be Sociable, Share!...
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Injured by a Product That Was Purchased? Contact Unsafe and Defective Product Liability Attorneys.

Injured by a Product That Was Purchased? Contact Unsafe and Defective Product Liability Attorneys.
Hundreds of products each year result in the injury or death of an individual, which costs the United States over $700 billion each year. Products can range from toys that are hazardous to children to the automotive industry; blow-outs on defective tires and air bags that deploy while driving down the road are other examples of when products can be defective. It seems as though each week on the news, there is a recall of a product due to the injuries or potential injuries that can result from the product. When someone is injured by a faulty product, it’s important to contact unsafe and defective product liability attorneys. Toys that contain parts that a child can choke on or car seats that can be defective leaving a child vulnerable to serious injuries or death, have occurred in the last year. If a child has been injured with these types of products, do not throw the product away or destroy it but keep the item and immediately contact unsafe and defective product liability attorneys. A child is already suffering emotionally and physically while a parent is suffering emotionally and financially for the proper medical treatment. An attorney can help to recover the costs involved in restoring a child’s life to a pre-accident condition. Adults can suffer the serious injuries from defective machinery, construction equipment and faulty medical devices, and wages can be lost while tending a person’s medical condition. This loss of wages can seriously affect the individual and the family they support with their wages; however, there is no fee if no recovery is obtained by a lawyer, so there is no need to worry that the limited amount of resources will be spent to pay attorney fees while trying to recover because they will fight aggressively on the behalf of the individual to recover medical bills, lost wages as well as pain and suffering compensation. It only takes one phone call to a reputable personal injury attorney who is experienced with these types of cases. It’s important to focus on getting the injured individual well again after such a traumatic experience. You can find more info at Crenney.com. Be the first to like. Like Unlike Be Sociable, Share!...
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Time is of The Essence: Hire Accident Attorneys in Clifton, NJ on Day One

Being in an accident is a stressful situation by itself, and many people procrastinate over finding a good attorney and then end up choosing the first one they see in the phone book. The unfortunate fact of the matter is that without immediate and careful consideration of whom you hire to represent you and how they approach your case, you may end up with an unfavorable ruling and a laundry list of expenses to try and pay for out of your own pocket. Clifton, NJ is located in a state with some of the highest accident rates in the country. This means that finding a good accident attorney as close to day one as possible will ensure smooth sailing going into the legal process. Navigate the Legal System with Ease The legal system in the Tri-State Area is notoriously difficult to work with. It takes a great deal of time and patience because each county is laden with its own unique policies, redundancies, and fines. All too often citizens will try to start the initial filing process themselves before realizing that they don’t have time to manage the legal system on top of a full-time job. Bringing in the accident attorneys at this point in the game is always wise, but it would have been simpler to let them handle the legal system from the very beginning. Get the Best Attorney Before They Are Too Busy to Help With the sheer volume of accidents in New Jersey and the surrounding metropolitan areas, accident attorneys are often overbooked, particularly the effective ones. It is a good rule of thumb to follow that the best accident attorneys in Clifton, NJ are going to be incredibly busy, so retaining their services early on may save you from having to go with a second choice at the last minute when they are not available to help you. Even if you have to wait on a list for the top firms in the area to help you, there will be a little wiggle room as far as court dates and other legal deadlines are concerned. Ensure You Have Quality Time with Your Attorney Now you have retained the attorney you desire. They can arrange for court dates to happen with enough time for each of you to gather the best materials for your case, as well as scheduling dates that suit your busy life. Without this time, your attorney may not be able to devote the optimum amount of time getting to know you and your case, which may not kill your case, but it could certainly hurt it. If you experience an unfortunate accident, timely representation is the best way to ensure a pain-free legal experience. For more information visit Bagolie Friedman Injury Lawyers.   1 person likes this post. Like Unlike Be Sociable, Share!...
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What Do Business Litigation Lawyers Do?

What Do Business Litigation Lawyers Do?
The services of business litigation lawyers in Chicago are engaged by companies, corporations or any type of business entity that becomes involved in litigation. Litigation involves seeing a case through the judicial process; it is most often used in civil actions. In litigation there are two parties; the one that brings the charges is the plaintiff while the one that is charged is the defendant. Business litigation lawyers can and do work for either the plaintiff or the defendant in a civil lawsuit. There are many civil actions that a company can find itself involved in; anything from an employee that feels they were terminated without cause to a breach of contract dispute between the firm and a supplier of goods. Many large corporations have in-house council but as smaller companies do not have ongoing issues they turn to business litigation lawyers in Chicago that work for independent law firms. Litigators are hired by clients who either wish to sue a business entity or a business entity that is being sued. In the event the lawyers are charged with representing a plaintiff, the lawyers file the lawsuit. Filing a lawsuit includes writing a brief that explains in detail the facts as the client sees them, the brief is required by the court and not only includes the supposed facts but deals with the law or laws that support the plaintiffs right to recovery, case law as well as any precedent that shows why recovery and damages are fitting. Let’s look at a typical example. A company may feel that they and another party are tied to a contract; the company in question may feel that the other party has broken the contract and as such, they wish to sue for damages. It is the responsibility of the business litigation lawyers in Chicago will explain in the brief the details of the contract and how it was breached. In the brief the lawyer will cite that area of contract law that proves a breach exists, the lawyer will go on to cite case law that demonstrates how similar behavior in the past has been seen as a breach of contract. In many cases business disputes are settled prior to the case going to trial. When this happens the lawyers for the plaintiff and the lawyers for the defendant negotiate a settlement whereby the plaintiff is compensated. In the event a pretrial settlement cannot be reached then of course the case goes in front of a judge and jury. If you are involved in a business dispute, either as the plaintiff or the defendant you will need to hire business litigation lawyers in Chicago to represent your interests. You are invited to contact Zimmerman Law Offices, P.C. 2 people like this post. Like Unlike Be Sociable, Share!...
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Why it is Important to Hire a Personal Injury Attorney in Bethlehem PA

Why it is Important to Hire a Personal Injury Attorney in Bethlehem PA
The carelessness or irresponsibility of one party or entity that caused injury or harm to another can be a good ground for a personal injury claim. Different types of personal injuries, such as vehicular accidents, slip and falls, product liabilities, construction accidents and mining accidents can result in severe injuries or even death. Under the personal injury law, victims of such accidents can collect compensation for their lost income, paid and unpaid medical expenses, rehabilitation expenses, psychological pain, and attorney’s costs and fees. To ensure that the entire claim process is handled professionally, it is imperative to hire the services of a competent Personal Injury Attorney in Bethlehem PA. An experienced personal injury attorney has handled multiple accident cases before successfully. They can help the injured person fight for their rightful compensation. A personal injury case commences from the exact time of the injury or accident. There are numerous instances that can bring doubt in an accident case. Therefore, it is essential to document the scene where the accident occurred as well as take down short notes about the event. Likewise, take photos of the scene and gather statements from witnesses and their contact information as a reference in the future. Using this information, a personal injury attorney can establish a strong case. The lawyer will review all reports and witnesses while preparing for the case. They will make sure that the medical report indicates the severity of the injuries. This is significant while determining the extent of the damages. The lawyer will first attempt to negotiate a settlement directly with the negligent party’s insurance carrier. If the mediation fails, the lawyer will file a lawsuit against the at-fault party. The lawyer will help the injured person complete the paperwork and documentation involved in the filing process. They will represent their client ardently in court, and use available evidence to prove the negligence of the opposite party. The lawyer will utilize their professional tricks and tactics into convincing the judge in their client’s favor. A competent Personal Injury Attorney in Bethlehem PA is dedicated to helping the claimant fight for their legal rights. Before accepting any settlement, contact a proficient accident lawyer to discuss the merits of filing a suit or legal action. Click here for more info on the importance of hiring a qualified personal injury lawyer. Be the first to like. Like Unlike Be Sociable, Share!...
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What to Know Before Hiring Divorce Lawyers in Stoughton

What to Know Before Hiring Divorce Lawyers in Stoughton
It is extremely hard to accept that a marriage is not working. Everyone gets into marriage expecting a positive transition of their life. Unfortunately, not all things turn out as expected, and this may be the reason for the divorce. Divorce is a long, painful and emotional journey. It is important that the divorcing couple hire the services of proficient divorce lawyers in Stoughton to guide them through the divorce process. Experienced divorce lawyers have handled many divorce cases before successfully. They can provide the necessary legal counsel and support, no matter how complicated the divorce may be. Here are some important details to know before hiring a divorce attorney. Three Aspects of Divorce Divorce is not as simple as going separate ways. When filing for a divorce, the couple must agree on:      *     Division of marital property: The parting couple must figure out a way to divide their marital assets and property. This may include bank accounts, vehicles and assets. They must also determine who is responsible for which debts.      *     Spousal support: Spousal support may vary depending on circumstances. Generally, the spouse with a higher income may be required to support the lower earning spouse.      *     Child custody: This divorce decree specifies whom the children will live with, and the circumstances under which the other parent will visit them. The four major types of child custody include legal custody, physical custody, split custody and joint custody. Three Duties of a Divorce Lawyer      *     Case planning and management: An experienced divorce lawyer will help their client complete paperwork and documentation in the filing process.      *     Acting as an arbitrator: A divorce can act as an arbiter if there is a communication breakdown between the two parties.      *     Representation in court: If some divorce issue is settled in court, the lawyer will represent their client zealously. Click here for more details about hiring divorce lawyers in Stoughton. Divorce can have devastating effects on the couple and the children involved. By hiring qualified divorce lawyers Stoughton, the divorcing couple can ensure that the entire process flows smoothly and is completed within the shortest time possible. For more information on the services provided by experienced divorce attorneys, and how to contact them, please go to Raphellaw.com. Be the first to like. Like Unlike Be Sociable, Share!...
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