In the Daviess County of Indiana in U.S, Washington is a highly populated and urbanized city. Washington is mostly engaged in commerce and variant trades have sprung up in the city within the last few years. In such an urbanized city, as there are numerous companies, cases of bankruptcy are common. The former establishment of big companies adversely depends on credits. However, sometimes due to inappropriate reasons, some traders may fail to repay the debts. Not only organizations, but also an individual may be a subject to bankruptcy if he/she fails to owe the credits to the debtor.