When you’re considering filing for bankruptcy, you may also be considering doing the work on your own. The rationale is that you’re so broke, you can’t afford to retain a lawyer, but you need to get relief from your debts somehow. Even though this is a reasonable line of thinking, it may cause you trouble in the long run. The best thing to do is to set up a consultation with a Bankruptcy Lawyer in Aurora before doing anything. The time spent talking to a lawyer is informative and the lawyer can discuss the issue of payment with you at the consultation. Keep in mind that a bankruptcy lawyer knows you’re broke, and can help you devise a strategy to help you find money to pay the fees.
The strongest reason to retain a Bankruptcy Lawyer in Aurora is due to the petition. There is a lot of work involved in its completion, and you have to make sure you are eligible for the chapter you want to file via the means test. All of the materials required for filing bankruptcy are written in legal language that you are most likely not going to be familiar with, but a lawyer is. A lawyer has the capability to get all of this done for you, and done correctly, so that the court doesn’t move to throw your petition out because of a mistake. The last thing you want is your case dismissed, causing you to start over again.
You may be surprised to learn that you can save money to pay your lawyer. After making the decision to file, you don’t have to concern yourself with finding money to pay bills. It is not going to matter in a few short months that they are not paid. Even if the creditor tries to garnish your wages through a lawsuit, you still won’t have to worry. A lawsuit for garnishment takes time, and you’ll be in bankruptcy before it’s complete. Money you would normally have put towards bills can now be diverted towards paying a lawyer. Be sure to consult with the lawyer first about what steps to take before making the decision of how to distribute your money.