If you are facing insurmountable financial difficulties, but have been hesitant to file for bankruptcy Suwanee area because you are unsure of the repercussions, it is important to consult with a bankruptcy attorney as soon as possible so that you can make the most informed choices possible regarding your financial future. There are many myths and misconceptions about bankruptcy as well as outright false information that may be given to you by family or friends. Your bankruptcy attorney in Suwanee can help to set the record straight for you when it comes to bankruptcy law as well as providing you with the debt relief assistance that may enable you to make a fresh financial start.
One of the most common misconceptions when it comes to bankruptcy is that you will not ever be able to bet credit again if you file for bankruptcy. While it is true that the record of your bankruptcy will remain on your credit report for a period of time following the date of filing, it will eventually be removed. You may experience difficulty in obtaining credit with the bankruptcy on your record, however, that difficulty should be no greater than the difficulties you may have already experienced in obtaining credit due to the massive amount of debt that you are currently carrying. In addition, once the bankruptcy filing is removed from your credit report, if you have remained employed and have paid your bills on time since filing, your ability to get credit may improve in the long run after filing for bankruptcy.
In addition to the long-term benefits when it comes to improving your credit options, filing for bankruptcy in Suwanee can also bring short-term advantages when it comes to dealing with bill collectors. Once you are working with a bankruptcy attorney in the Suwanee area and have filed for bankruptcy, your creditors are prohibited by law from contacting you directly. If your creditors continue to try to contact you after you have provided them with your attorney’s contact information, you could be entitled to take legal action against them. If your evenings have been taken up staving off harassing phone calls from bill collectors, you cannot begin to imagine the relief that you will experience when you are able to refer them to your bankruptcy attorney.
With all of the misinformation out there, it is important that you get accurate information regarding filing for bankruptcy from an experienced attorney in Suwanee who can help to provide you with the guidance you need if you are experiencing extreme financial difficulties. Contact a Suwanee area bankruptcy attorney today.
If you are afraid to file for bankruptcy Suwanee because you have heard that you will never be able to get credit again, get all of the information you need bankruptcy attorney Kevin J. Pratt.