In Florida, workers are protected under federal laws in the event that they are injured on the job. These laws require all employers who hire workers to obtain worker’s compensation coverage. The policies provide workers with payments for medical expenses and monetary benefits when they cannot return to work immediately. The following is a review of cases and requirements with Workers Comp Lawyers in Ft. Pierce FL.
How Did the Accident Happen?
The circumstances of how the accident are paramount when determining if they qualify for benefits. The worker must be within the parameter of the workspace or performing their job duties when the accident happened. They cannot play any role in the cause of the accident to acquire benefits.
Defining the Work Space
The workspace is typically the property from which the business operates and their parking lot. However, workers that perform duties at different locations are also covered. The area in which they are performing their job duties becomes the workspace. This could include construction sites, a client’s home, or another off-site location. The only way they aren’t covered in these locations is if they are a licensed contractor who isn’t an employee of the company.
Review the Terms of the Policy
The policy terms present conditions in which the worker wouldn’t acquire coverage. These conditions begin with alcohol or drug use on the job. All workers must undergo a drug and alcohol assessment during the course of their medical treatment.
Why was the Worker Denied Benefits?
The insurer must provide an exact reason in which the worker was denied benefits. They must identify a condition that prevents access based on a company policy or the terms of the insurance policy. However, these decisions can be overturned under the right conditions. For more details, click here.
In Florida, workers are protected under federal employment laws. These laws prevent employers from denying accident claims based on any reasons other than policy terms or enforced company policies established prior to the accident. The worker can appeal any denial of benefits. Workers who need to talk to Workers Comp Lawyers in Ft. Pierce FL can contact Matheson, Horowitz & Devonmille today.